HSA/FSA accounts allow you to use pre-tax money to pay for eligible health-related expenses. Because these funds are pre-tax, qualified customers can use more of their dollars toward essential AFO comfort instead of paying with after-tax income.

This may help reduce your effective out-of-pocket cost. Savings vary by customer and tax situation (typically saving up to 30%).

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses.

If you’re unsure whether you have an HSA or FSA account, please check with your employer, benefits administrator, or insurance provider.

Yes. All Lairos AFO socks are HSA/FSA eligible through Truemed.

Our collection is specifically designed as a protective comfort layer for use with orthotics and AFO braces. Through Truemed, customers complete a brief health assessment and, if approved, receive a Letter of Medical Necessity to support their purchase.

Yes. Simply select “Truemed . Pay with HSA/FSA” as your payment option at checkout and complete the brief Truemed qualification process.

If approved, you can use your HSA or FSA card to complete your purchase.

No problem. Our checkout allows for split payments, so you can use your HSA/FSA card for part of the order and a regular credit or debit card for the remaining balance.

You can also pay with a regular card and submit for reimbursement if approved.

Yes. You can use your HSA/FSA funds on eligible products for your qualified dependents. During checkout, simply fill out the brief qualification survey on their behalf.

Yes. If you prefer to use your regular credit card, select the Truemed option and pay with your standard card. Truemed will then send you instructions on how to submit the purchase to your HSA/FSA administrator for reimbursement.

A Letter of Medical Necessity (LMN) is documentation from a licensed clinician that supports the medical need for a product.

Through Truemed, customers complete a brief health assessment that is reviewed by an independent licensed clinician. If approved, Truemed issues an LMN to support the HSA/FSA eligibility of the purchase.

Lairos AFO socks are designed as a protective comfort layer under orthotics and AFO braces, helping reduce friction, bunching, and discomfort during daily brace wear.

Your HSA/FSA administrator has final authority over reimbursement decisions.

Once issued by the independent clinician, your LMN is typically valid for 12 months.

It can support your initial Lairos purchase and eligible follow-up purchases during that period, subject to your plan rules.

Generally, it takes 2 to 5 hours after checkout. In some cases, Truemed’s medical provider team may require a little extra time to review the survey. If you don’t see the letter in your inbox, please check your spam folder, or reach out to support@truemed.com.

No. There is absolutely no cost to you for using this service when shopping at Lairos.

You can use your HSA/FSA dollars all year long. However, FSA funds often expire at the end of the plan year, and unused money may not roll over.

If you have FSA funds, consider stocking up on necessary AFO socks before your plan year ends. Use it before you lose it.

Truemed’s services are specifically for individuals who have active HSA or FSA accounts, or plan to fund one during open enrollment.

If you don’t have one, you can still purchase Lairos socks with a regular payment method.

Currently, Truemed’s services and HSA/FSA accounts are only available within the United States.

If you do not have a U.S.-based HSA or FSA account, you can still purchase Lairos socks with a regular payment method.